近年来,我国互联网金融蓬勃发展。面对各种互联网金融业态争相涌现,政府采取了较为积极的态度,但在2014年"两会"后则加强了对互联网金融发展的监管,以防范金融风险,维护金融安全。本文从政治经济学的角度来分析互联网金融的监管问题,指出如果放任互联网巨头开展互联网金融,可能会导致互联网超额利润和金融超额利润的叠加,从而引起新的社会不公。因此,政府需要加强对互联网金融的监管,鼓励有序竞争,促进互联网金融的健康发展。
In recent years, China''s Internet finance develops vigorously. As various kinds of Internet financial form emerge, the government takes a more positive attitude. But after 2014 "NPC and CPPCC" meetings, the supervision of the Internet finance strengthened, to prevent financial risk and maintain financial security. From the view of the political economics, this paper analyses regulatory issue of the Internet finance. The research concludes that: allowing the Internet giants to develop the Internet financie freely may lead to the overlay of the Internet excess profit and financial excess profit, which may further lead to new social injustice. Therefore, the government needs to strengthen the Internet financial regulation, encourage orderly competition, and promote the healthy development of Internet finance.